Tenant Screening

Posted by on March 8, 2007 under Tenant Screening & Background Checks | icon: commentBe the First to Comment

While, rental applicants can be screened before they become your tenants, the question remains what can a landlord do, if he already has tenants in his / her building? Is it possible for him / her to go back now and begin screening existing tenants?

Well, the answer to the last question is no, it is not possible to do so, because in order to request a credit report, which is a first-level screening tool, one must have a valid business reason for asking for the report. However, for a landlord with tenants already in place, tenants who have signed leases or rental agreements, any valid reason for asking for a credit report is eliminated.

And, in case a landlord wishes to check the criminal background of a tenant, which again is a second-level screening tool, tenant’s permission is required, though it is a gone conclusion that existing tenants will take umbrage, and will not only be unhappy, but unwilling to accede to such a request.

For already existing tenants, the only thing a landlord can hope for is for any bad elements to be nearing the end of their leases, or that they have a month-to-month rental agreement, which can be terminated easily, after giving due notice, typically of thirty days. And, as for a really, truly bad tenant, the length of his / her lease should not pose a problem, as it can always be terminated for reasonable cause.

That apart, landlords should make themselves cognisant with all rules and regulations before drafting a lease, and must take all necessary precautions, such as, screening tenants and conducting background checks on prospective tenants, including ensuring all promises in the rental lease are adhered to, as their insurance for a litigation free landlord / tenant relationship. A simple click of the mouse and any landlord or property manager can visit www.e-renter.com for tenant screening and background check services. www.e-renter.com, the best tenant screening agency in America!

Tips For Screening And Selecting Tenants

Posted by on under Tenant Screening & Background Checks | icon: commentBe the First to Comment

Landlords should make it a rule of law, rather than an exception to ask all prospective tenants to fill out a written rental application, as well as, providing the following information:

  1. Employment, income, and credit history,
  2. Social Security and driver’s license numbers,
  3. Past evictions or bankruptcies, and
  4. References from past landlords, as well as, employers and friends.

Before selecting a tenant, it is important to check with previous landlords and other given references. As well, it is always a good move to verify income, employment, and bank account information; apart from obtaining an up-to-date credit report. The last is especially important, since it allows one to gauge, whether your prospective tenant is in the habit of paying rent or bills late, whether he / she has ever been declared bankrupt, or been evicted in the past.

However, in order to avoid trouble and keep in with Fair Housing laws, consistency and fairness in tenant screening is required, which means you should make it a policy to require all rental applicants to provide credit reports, along with their applications.

That apart, landlords should make themselves cognisant with all rules and regulations before drafting a lease, and must take all necessary precautions, such as, screening tenants and conducting background checks on prospective tenants, including ensuring all promises in the rental lease are adhered to, as their insurance for a litigation free landlord / tenant relationship. A simple click of the mouse and one can visit www.e-renter.com for tenant screening and background check services.

Should You Use A Lease Or A Rental Agreement – Part III

Posted by on March 3, 2007 under Landlord Tenant Lawsuits | icon: commentBe the First to Comment

Lease or rental agreements are key elements of a landlord / tenant relationship, as they help to maintain and establish the code of conduct, each has to uphold for a civilised relationship. However, there is a difference between lease and rental agreements, explained as under:

Rental agreements are drawn up for short-term tenancies, usually a month. They are month-to-month agreements that are automatically renewed each month, unless of course, the landlord or tenant terminates the agreement, usually by giving adequate notice adhering to an appropriate time-frame for termination of a rental agreement, which is typically 30-days. As well, these agreements allow landlords to raise rents, change tenancy terms, or terminate the agreement on relatively short notice i.e. usually 30 days, unless local rent control ordinances specify, otherwise.

On the other hand, a lease is a binding landlord / tenant relationship set for a fixed period of time, usually a year. During this time, no rental increases are permitted, nor is a landlord entitled to change the terms of the lease, unless and until it runs out. As well, if the lease itself has a clause that provides for modifications or the tenant agrees to the changes in writing, then and then only can a landlord amend any lease terms. In addition, if there is a falling out between the landlord and tenant, the former cannot ask the latter to move out, unless the tenant has not paid the rent, despite repeated notices, or has violated an important lease term, or state or local law. Only when the lease comes to an end, can he / she either terminate or renew the lease or rental agreement.

As to which one is better? That depends on what a landlord’s priorities are, as there are many with a decided preference for month-to-month agreements, particularly in tight rental markets where tenants are aplenty and rents are always tracking an upward curve. Flip the coin and you will find month-to-month tenancies guarantee a high rate of tenant turnover, which means more work to keep rental properties full.

Whereas, leases are preferred in high vacancy areas, or where certain seasons of the year mean it is difficult to find any tenants e.g. college towns that wear a deserted look in summer that is vacation time in educational institutions.

That apart, landlords should make themselves cognisant with all rules and regulations before drafting a lease, and must take all necessary precautions, such as, screening tenants and conducting background checks on prospective tenants, including ensuring all promises in the rental lease are adhered to, as their insurance for a litigation free landlord / tenant relationship. A simple click of the mouse and any landlord or property manager can visit www.e-renter.com for tenant screening and background check services. www.e-renter.com, the best tenant screening agency in America!

Should You Use A Lease Or A Rental Agreement – Part II

Posted by on February 28, 2007 under Landlord Tenant Lawsuits | icon: commentBe the First to Comment

A legally water-tight lease or a rental agreement in place helps to avoid landlord / tenant disputes and disagreements. If, there is no clear agreement in writing, you can be sure it is a sure-fire recipe for disaster. Every small disagreement, whether over repairs, or charging of a late rent penalty fee by the landlord, or deductions made before handing over his / her security deposit to a departing tenant, all have the potential to escalate into a nasty legal battle. For instance, though a lease’s fine print stipulates a NO PETS policy, the landlord may not have noticed the cat / dog his / her tenant moved in. Well, what happens, when he / she finds out? You may be right, it could either be handled with a notice to remove the pet, or it may end up with an eviction notice, or in court.

This is just one of the few reasons it is necessary to have a lease or rental agreement, signed, sealed and delivered by both landlord and tenant. Not only will disputes and disagreements be avoided when there is a lease or rental agreement in place, the latter also ensure that key issues are dealt with in an appropriate manner. And, the end result is a stable and satisfactory landlord / tenant relationship, which benefits everyone concerned.

Should You Use A Lease Or A Rental Agreement – Part I

Posted by on February 27, 2007 under Landlord Tenant Lawsuits | icon: commentBe the First to Comment

Landlords, as well as, tenants should be clear about whether; they should go in for a lease or a rental agreement. They should know, a simple handshake to seal a deal between landlords and tenants is only asking for trouble in case of a dispute or disagreement later on.

Letting out property without a proper rental agreement or lease is asking for trouble. Today, landlord / tenant relationships are complicated, as a result of various laws and regulations that govern all aspects of renting out residential property. These laws have bestowed added responsibilities on landlords, while ensuring tenants get more rights, and they have instituted small claims court that make it easy to take disputes before a judge. This is why all details of a rental agreement should be recorded in a written lease, or else a month-to-month rental agreement. No doubt, you want to know why you need a lease or a rental agreement.

While, there are some landlords who are rather lazy about using written agreements, and a simple talk with a tenant has them taking his / her rental cheque, and giving the tenant their green signal to move in to the rental unit. Though, oral promises are legally binding, it is difficult, if not next to impossible to prove before a judge. Therefore, both landlords and tenants are advised not to take a chance, but rather go in for a completely legal, rental agreement or lease.

A Tenant’s Left Behind Belongings

Posted by on February 26, 2007 under Landlord Tips | icon: commentBe the First to Comment

A situation may arise, where you as a landlord might find a tenant has skipped out, without paying last month’s rent, taking the keys to the property, while leaving behind a few of his / her belongings. You may well ask, what is to be done with the abandoned items.

No doubt, you are so angry that all can think of is hurling the stuff to kingdom come, however, resist the impulse. Unfair as it may seem, certain laws exist in a number of states, whereby before the abandoned property is discarded, it has to be determined, whether it is worth anything, in order to stay on the right side of the law. As well, the tenant has to be informed about his / her belongings that are in your possession, and which you are intending to sell, unless claimed.

More than a little complicated, it is worthwhile to make sure you know the ropes, to avoid future tenants pulling similar stunts on you. Certainly, who wants to find oneself sued for destruction of property, especially property that has been disposed off, even though it did not belong to you, without heeding the rules?

That apart, landlords should make themselves cognisant with all rules and regulations before drafting a lease, and must take all necessary precautions, such as, screening tenants and conducting background checks on prospective tenants, including ensuring all promises in the rental lease are adhered to, as their insurance for a litigation free landlord / tenant relationship. A simple click of the mouse and any landlord or property manager can visit www.e-renter.com for tenant screening and background check services. www.e-renter.com, the best tenant screening agency in America!

Rent Receipts

Posted by on February 23, 2007 under Landlord Tips | icon: commentBe the First to Comment

What is to be done in a given situation, where a landlord is reluctant to issue rent receipts to a tenant, who is adamant each time a rental cheque is given to the landlord, he / she is issued a receipt for payment received. No doubt, a landlord is justified in being chary about issuing a rental receipt, given the fact he / she is on the move i.e. travelling a lot of the time, as well, there is every likelihood that an occasional cheque may bounce in his / her absence.

The truth is many states require landlords to issue a receipt for rent received from their tenants. It is meant for protecting those tenants who pay in their rent in cash, leaving them no other means of proving the rent was, indeed, paid up, in the event a landlord decides to challenge them on that count. Despite, the fact that these days tenants have begun to pay rental charges via cheques and even credit cards, landlords are still required to issue receipts, if asked. In case, the rental cheque bounces, issuing a receipt to the tenant will in no way hinder your attempts to get the tenant to pay.

Perhaps, the reason why a tenant may be insistent about receiving a rent receipt is, because there are a number of states that give tenants a ‘renters tax credit’, which they can claim when filing their income taxes, and tenants paying in cash require a rent receipt to back their claim for a tax deduction.

A No Pets Policy

Posted by on February 22, 2007 under Landlord Tips | icon: commentBe the First to Comment

How does a live-in landlord enforce a ‘No Pets’ policy, when a tenant moves a pet into the shared accommodation, despite his / her having specified in their newspaper advertisement that a severe allergy to cats was the reason behind a no pets policy for the rental apartment.

Obviously, while the tenant’s apartment is separate from your part of the house, yet, both tenant and landlord living quarters share the same heating system, which means cat hairs make their way into the landlord’s rooms. An in-depth discussion about how miserable your allergic reactions are making your life and how your doctor has advised you to stay away from cat hair and dander, has not convinced your tenant enough to make him / her get rid of the cat. This refusal is making you desperate, however, your tenant has signed up for a year!

Well, what you must bear in mind is that it is not easy to give up a pet, while at the same time cat allergies are not easy to live with. But, your tenant received fair warning, when you made it plain in your advertisement that pets were not allowed. This means he / she is legally bound by this rule, unless you said or did something to make him / her think, otherwise.

For example, tolerating the cat’s presence may make it difficult for you to convince a judge the No Pets policy should be enforceable. Landlords must remember to be prompt in reminding tenants that lease terms are being broken, if they wish to be able to hold their own, in case the matter is taken to court.

Violation of rental lease terms and conditions are considered sufficient grounds for terminating a lease. So, if telling your tenant the cat must be removed has not worked, then you will need to send him / her a written notice asking for immediate cease violating lease terms i.e. find the cat a new home, or else move out. The legal term for this notice is called a ‘Cure or Quit’ notice. If, the tenant pays no heed, a landlord can go ahead and file for eviction. As a rule, most State laws give tenants a set timeframe i.e. three to ten days, in which they have to comply with the Cure or Quit notice. Ultimately, that may do the trick and your problem could be solved with the departure of either the allergy-causing kitty or both, kit and caboodle!

That apart, landlords should make themselves cognisant with all rules and regulations before drafting a lease, and must take all necessary precautions, such as, screening tenants and conducting background checks on prospective tenants, including ensuring all promises in the rental lease are adhered to, as their insurance for a litigation free landlord / tenant relationship. A simple click of the mouse and any landlord or property manager can visit www.e-renter.com for tenant screening and background check services. www.e-renter.com, the best tenant screening agency in America!

Checking Out A Tenant’s Welfare Cheque Story

Posted by on under Tenant Screening & Background Checks | icon: commentBe the First to Comment

If, you have a tenant, often and always late with his / her rent payment, tardiness which is explained away as a shortage of funds due to a delay in the arrival of the welfare cheque, even as he / she expects you to wait for the rent till the cheque is received. Trying to confirm the story with the Welfare department will not help, as they will only tell you they cannot discuss recipients of welfare payments with anyone. No doubt, you think it grossly unfair that landlords can get information from employers and prior landlords, so why not from the Welfare department, as well?

However, the public assistance office was right in turning down your request for information, since even welfare recipients are legally entitled to their right to privacy on the subject of personal finances. Employers and past landlords being contacted for information verification is an entirely different matter, altogether. As long as, the questions directed at them are designed to elicit only relevant information about an applicant’s employment or rental history, they can answer truthfully, without fear of legal liability. However, even employers and landlords exercising caution will insist upon getting the rental applicant’s permission, which is also called ‘release’, before they will disclose any information to you.

On the other hand, you do not have to wait for the delayed welfare cheque to arrive before initiating legal proceedings for termination of the tenancy and, if necessary, eviction. Simply, speed things up by issuing a proper notice regarding termination of the tenancy, when you find that rent has not been paid, even long after the grace period for late payments is over.

That apart, landlords should make themselves cognisant with all rules and regulations before drafting a lease, and must take all necessary precautions, such as, screening tenants and conducting background checks on prospective tenants, including ensuring all promises in the rental lease are adhered to, as their insurance for a litigation free landlord / tenant relationship. A simple click of the mouse and any landlord or property manager can visit www.e-renter.com for tenant screening and background check services. www.e-renter.com, the best tenant screening agency in America!

A Checklist For Reviewing Rental Leases – Part III

Posted by on February 19, 2007 under Landlord Paperwork and Forms, Landlord Tips | icon: commentBe the First to Comment

It is of vital importance for both landlords / tenants making a checklist of things to be thoroughly reviewed before signing or having a lease signed. A contract, one should understand all the clauses contained in the lease, including how they will impact one. Since, a lease is a contract, it is possible to negotiate changes to it, and if it is a pre-printed lease form, all the more reason for reviewing it very carefully, as there may be clauses that probably weigh heavily in favour of a landlord. Always, best to have a lawyer review it, before putting your signature on leases and contracts. He / she will be able to point out illegal provisions, or explain how others work, whether they are favourable or unfavourable to landlord / tenant, including suggesting changes and additional terms. Ensure the following:

  1. Before sub-letting or assigning your tenancy to someone else, do check if your lease allows you to do so. Generally, it won’t, however, in case it does, the clause will state that prior approval of your sub-tenants must be obtained from the landlord. For added measure, you can ask the landlord to add ‘approval shall not be unreasonably withheld’ to the clause.
  2. Check the lease to see who is responsible for paying the utilities i.e. you or the landlord.
  3. Clarify what are the landlord’s responsibilities, such as, repairs and routine maintenance e.g. shovelling the sidewalk in winter, etc. etc.
  4. No doubt, there will a clause in the lease saying the landlord can put a ‘lien’ on your personal property, in case the rent is not paid or you damage the premises. To explain what a ‘lien’ means, it is a right to claim someone else’s property if any stated condition, such as non-payment, occurs. A lien clause gives the landlord the right to take your property away, without having to prove to anybody that you failed to pay rent, or that he / she has suffered a monetary loss. In other words, this clause ensures the landlord does not have to go through formal eviction proceedings. While, most courts may decide that an automatic lien provision cannot be enforced, it would be far better to play it safe and have that clause removed from your lease.
  5. After the landlord has agreed to rent to you, insist on a walk-through of the premises with him / her, so that you can see the condition of the rental unit and, whether any repairs need to be carried out. Make your own checklist and get the landlord to sign and initial it with the date, as well as, signing and dating it yourself. Attach it to your lease and provide a copy to the landlord. This document may prove invaluable, if the landlord later, withholds money from your security deposit.

The best tip anyone can give a tenant / landlord is to get everything in writing, and not relying on spoken promises, such as, non-enforcement of some lease clause or the other, such as, a NO PETS provision. All concessions must be obtained in writing and must have the landlord’s signature on them. Write them in the margin or cross the clause out on the lease form, getting the landlord to initial and date the changes.

That apart, landlords should make themselves cognisant with all rules and regulations before drafting a lease, and must take all necessary precautions, such as, screening tenants and conducting background checks on prospective tenants, including ensuring all promises in the rental lease are adhered to, as their insurance for a litigation free landlord / tenant relationship. A simple click of the mouse and any landlord or property manager can visit www.e-renter.com for tenant screening and background check services. www.e-renter.com, the best tenant screening agency in America!